Your Trusted Health Insurance Agent

It's Our Privilege to Serve You
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Why choose us as your independent licensed insurance agent in California?

Rina Boreyko Yelensky is an independent licensed insurance agent with AGA Life and Health, representing major Medicare Advantage and Medicare Supplement plans, as well as dental, vision, and final expense coverage. As a certified Covered California agent, she also specializes in helping individuals under 65 find the perfect health plan. We offer our services at NO COST to you.

  • Personal appointments with you and your spouse
  • Reviewing your plan
  • Explaining the plan and limitations of each plan
  • Providing detailed information on time frames and enrollment periods
  • Assuring that your plan covers your medications and stays within your budget
Our Blog

Medicare Insurance and Health Tips

Staying Safe and Healthy When the Weather Turns Cold

Cold and flu season has begun, along with the other health and safety risks that come along with cold weather. Here’s how to protect yourself and your loved ones. Continue reading

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Show Me Your Scars and Tell Me Your Stories

Scars aren’t just marks on our skin — they’re silent storytellers of battles fought, hearts broken, lessons learned, and strength found in the wreckage. Each scar, whether visible or hidden deep within, carries a memory — a moment when life … Continue reading

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What You Need to Know About Medicare Hospitalization Coverage in 2026

One of the most vital aspects of Medicare coverage is hospitalization. As we step into 2024, it’s essential to understand how Medicare’s hospitalization coverage works and any recent updates. Continue reading

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Need More Information on your insurance options?

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Trusted Medicare Agent in Roseville for Medicare, Health & Life Insurance

Finding the right insurance coverage is one of the most important financial and healthcare decisions you can make. Whether you're preparing for Medicare, looking for health insurance, or protecting your family's future with life insurance, Health Plans USA is here to help. We proudly serve individuals, families, and seniors throughout Roseville by providing personalized insurance guidance tailored to each client's unique needs. Our goal is to simplify the insurance process, explain your available options, and help you make informed decisions with confidence. Rather than offering one-size-fits-all recommendations, we take the time to understand your healthcare priorities, financial goals, and long-term plans so we can help you find coverage that works for your lifestyle.

Medicare Insurance Guidance in Roseville

Choosing Medicare coverage can feel overwhelming, especially if you're enrolling for the first time. There are multiple parts of Medicare, enrollment periods, and coverage options to consider. At Health Plans USA, we help make the process easier by explaining your options in simple language and providing personalized recommendations. We can help you understand: Original Medicare (Part A & Part B) Medicare Advantage Plans (Part C) Medicare Supplement (Medigap) Plans Medicare Part D Prescription Drug Plans Medicare enrollment timelines Annual Medicare reviews Coverage comparisons Our goal is to help you choose Medicare coverage that supports both your healthcare needs and your budget.

Health Insurance Solutions

Health insurance plays an important role in protecting you and your family from unexpected medical expenses. Whether you are self-employed, changing jobs, retiring, or looking for individual or family coverage, we help you understand the available health insurance options. We provide guidance on: Individual health insurance Family health insurance Affordable coverage options Plan comparisons Provider networks Deductibles and out-of-pocket costs Our team helps you compare available plans so you can choose coverage that fits your healthcare needs and financial situation.

Life Insurance for Financial Protection

Life insurance provides financial security for the people who matter most. Whether you want to protect your family's future, replace income, or prepare for long-term financial goals, selecting the right life insurance policy is an important decision. At Health Plans USA, we help you understand different types of life insurance and explain how each option can support your financial objectives. We assist with: Term Life Insurance Permanent Life Insurance Family Protection Planning Income Replacement Strategies Final Expense Planning Our goal is to help you select life insurance coverage that provides confidence and long-term financial protection.

Personalized Insurance Guidance

Every client has different priorities, which is why we take a personalized approach to insurance planning. Before recommending coverage, we take time to understand your healthcare needs, financial goals, preferred providers, prescription medications, and future plans. This allows us to recommend insurance solutions that align with your unique circumstances instead of offering generic recommendations.

Why Choose Health Plans USA?

Choosing an insurance professional is about more than comparing plans. It's about working with someone who listens, educates, and supports you throughout the process. Clients choose Health Plans USA because we provide: Personalized insurance consultations Medicare enrollment guidance Health insurance plan comparisons Life insurance solutions Clear explanations without pressure Ongoing support after enrollment Friendly, local service We are committed to helping every client make informed insurance decisions with confidence.

Ongoing Support You Can Trust

Our commitment doesn't end once you enroll. We continue to assist our clients with annual policy reviews, Medicare updates, coverage changes, and questions throughout the year. As your insurance needs evolve, we're here to help ensure your coverage continues to support your healthcare and financial goals.

Helping You Plan for the Future

Insurance planning is about preparing for both today's needs and tomorrow's uncertainties. Whether you're approaching Medicare eligibility, reviewing your current health insurance, or protecting your loved ones with life insurance, Health Plans USA provides trusted guidance every step of the way. We believe informed clients make better decisions, and we are dedicated to helping you understand your options so you can choose coverage with confidence.

Contact Health Plans USA Today

If you're looking for a trusted Medicare agent and insurance professional in Roseville, Health Plans USA is here to help. Contact us today to schedule a personalized consultation and learn more about Medicare, health insurance, and life insurance solutions designed around your needs. Together, we'll help you find coverage that gives you confidence today and peace of mind for the future.